Chamber Legal Cover

As a Liverpool Chamber member, you have £65,000 legal expenses cover, completely free of charge.

With a 24/7 advice line, Chamber Legal Expenses relieves you from the strain of the dispute and leaves you free to run your business. Areas covered include:

Download the Chamber Legal Policy Description

Alternatively, visit the dedicated Chamber Legal website for more details and to read the policy online.

Employment
Cover for defence in actions brought by employees at Employment tribunals. Provided that you follow the advice given by the 24hour help line, your insurance will pay any award of compensation in the event of failure in your employment representation.

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Prosecution Defence
The costs of defending a prosecution for an offence relating to your normal business activities as an employer, employee, director, or partner. Also covered are appeals against the service of improvement and Prohibition notices under the Health and Safety at Work Act 1974.

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Personal Injury
Legal expenses insurance cover is included for employees, directors and partners for personal injuries, including accidents outside the workplace.

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Jury Service and Attendance Expenses
Up to £100 per person per day up to a maximum of £1000 per claim for employees, directors and partners who have to attend a court or tribunal for a case covered by this insurance.

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Protection of Licences
Where your business is dependent on holding a statutory licence, cover is provided for appeal costs against altering, revoking or suspension.

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Data Protection Act
Defend civil proceedings brought against you under the data protection act and to appeal against:-
i) Refusal by the registrar to register your business or to alter your registered particulars.
ii) Enforcement, De-registration or Transfer Prohibition notices served on you under the Act.

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Disputes with Landlords
Representing your interests in disputes with landlords over business lease/tenancy (service charge disputes are not included).

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Property Legal Protection
Enables your business to pursue legal rights arising from omissions, neglect acts of others and tort.

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Tax, VAT, PAYE and NIC Investigations including Inland Revenue Schedule D and Corporation Tax Investigation
Professional Fees incurred with consent from insurer for enquiries and investigations.

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Business Motoring
Pursuing uninsured losses following a road accident. Credit hire replacement vehicles and credit repair service will be provided wherever possible in non fault accidents to assist the cash flow needs of your business.

• Pursuing damages and compensation for personal injuries to employees and authorised passengers following a road accident
• Pursuing or defending motor related contract disputes
• Defence is provided for motor related prosecutions including representation at hearings for suspension, revocation or curtailment of driving or operating licences

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